In the retail sector, sales grew by 5.5% y-o-y. This improvement is attributed to growth across all channels supported by the continuous enhancement of the shopping experience and the success of promotional campaigns.

As for the consumer finance sector, revenues grew by 17.6% y-o-y, driven by a 27% increase in the financing portfolio vs the same period last year.

While net profit before non-controlling interest reached SAR180.9 million, compared to SAR 177.7 million in the same quarter of the previous year, with a growth rate of 1.8%, this was driven by revenue growth, which led to a 11.7% increase in gross profit. The company also achieved an improvement in gross margin by 1.2%, reaching an all-time high margin of 27.0% in 4Q 2025, mainly attributable to the evolution of the sales mix of the retail sector and the growth of the consumer finance sector.

It is worth noting that the net profit attributable to the company's shareholders for the comparable period 4Q 2024 includes a debt recovery amounting to SAR 10.5 million from the reversal of provisions after recovering amounts previously associated with debts granted by United Electronics Company in the retail sector. After excluding the financial impact of this reversal, the adjusted net profit attributable to the company's shareholders for 4Q 2025 grew by 7.1%.

- Retail sector: supported by an enhanced shopping experience and growth in sales across all channels.

- Consumer finance sector: driven by a 27% growth in the consumer finance portfolio during the year.

For normalization purposes, the comparative figure has been adjusted to reflect the impact of the initial public offering of United International Holding Company in December 2024 on the net profit attributable to the company's shareholders,

While net profit before non-controlling interest reached SAR 576 million, compared to SAR 534.4 million last year, with a growth rate of 7.8%. The increase in revenues and the improvement in gross profit by 14.9% during the year contributed to the growth in net profit, despite higher selling, distribution, general, and administrative expenses.

After excluding the impact of non-recurring events from the comparable period (2024), which includes:

-The reversal of provisions amounting to SAR 16.3 million related to potential obligations no longer needed in the retail sector.

- Debt recovery amounting to SAR 10.5 million, resulting in the reversal of provisions for previously granted debts by United Electronics Company in the retail sector.

The adjusted net profit attributable to the company's shareholders growth becomes 12%.

The company purchased 2,635,208 treasury shares starting from the date of the shareholders’ approval in the General Assembly meeting held on May 26, 2025.

Earnings per share (EPS) for the current period ending December 31, 2025, before deducting non-controlling interests, amounted to SAR 7.2, and SAR 6.17 after deducting non-controlling interests, compared to the same period last year, before deducting non-controlling interests, amounted to SAR 6.68, and SAR 5.85 after deducting non-controlling interest