Company Profile

Company overview

The main activity of the company, according to its articles of association, is to engage in real estate financing activities for individuals in accordance with the Companies Law, the Finance Companies Control Law, its executive regulations, related regulations, and the rules and instructions issued by the competent authorities. The company carries out and implements the following purposes: Financing and purchasing homes, residential lands and apartments in the Kingdom of Saudi Arabia Financing real estate that is developed by all companies working in the field of real estate development Financing the establishment of commercial and industrial projects Keeping and managing the emptied assets of the owners and others as a matter of guarantees, and it is also entitled to sell and buy real estate for the financing purposes for which the company was established, with the exception of Makkah Al-Mukarramah and Al-Madinah Al-Munawwarah The company carries out its activities in accordance with the applicable regulations after obtaining the necessary licenses from the competent authorities, if any

Company History

Saudi Home Loans (SHL) was established in 2007. It is a Saudi joint stock company that was the fruit of the alliance between the Arab National Bank, Dar Alarkan, & the International Finance Corporation. It is home to elite employees, a professional executives team that comprises of a group of highly skilled & experienced individuals in the real estate financing sector. Saudi Home Loans (SHL) started its path with steady steps, it is among the first Saudi companies that specialized in real estate financing with great faith, the help of professional leadership, and experienced partners. Since its establishment in 2007 Saudi Home Loans (SHL) was considered a pioneer in the Islamic financing field that is geared toward meeting the essential housing needs of customers in the Saudi market and aid them in finding solutions to finance their dream with the addition of a guarantee from The Sharia supervisory board that all products and services are Shariah-compliant. During this short period of time SHL has managed to achieve a great leap in its achievements and care for customer satisfaction, which is a constant goal that the company always strives to achieve. From the beginning the highest priority has always been to provide services professionally, with the highest quality and hard work to serve our country and in turn benefit the individual as well as the community.Saudi Home Loans (SHL) was established in 2007. It is a Saudi joint stock company that was the fruit of the alliance between the Arab National Bank, Dar Alarkan, & the International Finance Corporation. It is home to elite employees, a professional executives team that comprises of a group of highly skilled & experienced individuals in the real estate financing sector. Saudi Home Loans (SHL) started its path with steady steps, it is among the first Saudi companies that specialized in real estate financing with great faith, the help of professional leadership, and experienced partners. Since its establishment in 2007 Saudi Home Loans (SHL) was considered a pioneer in the Islamic financing field that is geared toward meeting the essential housing needs of customers in the Saudi market and aid them in finding solutions to finance their dream with the addition of a guarantee from The Sharia supervisory board that all products and services are Shariah-compliant. During this short period of time SHL has managed to achieve a great leap in its achievements and care for customer satisfaction, which is a constant goal that the company always strives to achieve. From the beginning the highest priority has always been to provide services professionally, with the highest quality and hard work to serve our country and in turn benefit the individual as well as the community

Company Bylaws

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Equity Profile

Investment limits

There are no investment limits on the company's shares as per the amended Rules for Qualified Foreign Financial Institutions Investment in Listed Securities and Instructions for the Foreign Strategic Investors Ownership in Listed Companies based on Company's bylaw and the issued Instructions by related regulators and supervisory authorities.