	English [member]
Start Date	2020-01-01	2019-01-01
End Date	2020-03-31	2019-03-31
Filing information [line items]
Disclosure of entity information [abstract]
Name of reporting entity	CHUBB Arabia Cooperative Insurance Co.
Company symbol code\| ISIN code	8240 \| SA12A0540O17
Sector\| Industry group	Financials \| Insurance
Disclosure of document information [abstract]
Whether entity wants to report opening statement of financial position	No
Period covered by financial statements	Quarter 1
Reporting period start date	2020-01-01	2019-01-01
Reporting period end date	2020-03-31	2019-03-31
Description of nature of financial statements	Standalone
Status of financial statements	Reviewed
Description of presentation currency	Saudi Arabia, Riyals
Level of rounding used in financial statements	Thousands

[200100] Independent auditors report

	Primary auditor [member]	Second primary auditor [member]
	English [member]	English [member]
Start Date	2020-01-01	2020-01-01
End Date	2020-03-31	2020-03-31
Auditors information [line items]
Details of auditors signing report [abstract]
Name of auditor signing report	Waleed Moh’d Sobahi	Abdullah M. Al Basri
Registration number of auditor	378	171
Details of audit firm [abstract]
Name of audit firm	Deloitte and Touche & Co	All Dar Audit Bureau
Registration number of audit firm	323/11/96/2	1010443881
Contact number of audit firm	01 3668 5726	01 463 0680
Address of audit firm	Deloitte and Touche & Co. P.O. Box 182 Dammam 31411 Kingdom of Saudi Arabia	Aldar Audit Bureau Abdullah Al Basri & Co P.O. Box 2195 Riyadh 11451 Kingdom of Saudi Arabia

	English [member]
Start Date	2020-01-01
End Date	2020-03-31
Auditors report [line items]
Disclosures of auditors report [text block]	We have reviewed the accompanying interim condensed statement of financial position of CHUBB Arabia Cooperative Insurance Company (A Saudi Joint Stock Company) (“the Company”) as at March 31, 2020, and the related interim condensed statements of income and comprehensive income, interim condensed statements of changes in equity and cash flows for the three month period then ended, and the related notes which form integral part of these interim condensed financial statements.
Contents of auditors report [abstract]
Nature of auditors opinion	Unmodified opinion
Auditors opinion	Based on our review, nothing has come to our attention that causes us to believe that the accompanying interim condensed financial statements of CHUBB Arabia Cooperative Insurance Company are not prepared, in all material respects, in accordance with IAS 34, ‘Interim Financial Reporting’ as endorsed in the Kingdom of Saudi Arabia.
Basis of opinion	We conducted our review in accordance with the International Standard on Review Engagements 2410, “Review of Interim Financial Information Performed by the Independent Auditor of the Entity” that is endorsed in the Kingdom of Saudi Arabia. A review of interim condensed financial statements consists of making inquiries, primarily of persons responsible for financial and accounting matters, and applying analytical and other review procedures. A review is substantially less in scope than an audit conducted in accordance with International Standards on Auditing that are endorsed in the Kingdom of Saudi Arabia and consequently does not enable us to obtain assurance that we would become aware of all significant matters that might be identified in an audit. Accordingly, we do not express an audit opinion.
Responsibilities of management and those charged with governance for financial statements	Management is responsible for the preparation and presentation of these interim condensed financial statements in accordance with International Accounting Standard (“IAS”) 34, ‘Interim Financial Reporting’ as endorsed in the Kingdom of Saudi Arabia. Our responsibility is to express a conclusion on these interim condensed financial statements based on our review.
Auditors responsibilities for audit of financial statements	We have reviewed the accompanying interim condensed statement of financial position of CHUBB Arabia Cooperative Insurance Company (A Saudi Joint Stock Company) (“the Company”) as at March 31, 2020, and the related interim condensed statements of income and comprehensive income, interim condensed statements of changes in equity and cash flows for the three month period then ended, and the related notes which form integral part of these interim condensed financial statements
Date of signing audit report by auditor	2020-06-11

[300100] Statement of financial position, order of liquidity

Start Date	2020-01-01	2019-01-01	2019-01-01	Note No.
End Date	2020-03-31	2019-12-31	2019-03-31	Note No.
Statement of financial position [abstract]
Assets [abstract]
Insurance/ takaful operations assets [abstract]
Property and equipment, net, insurance/ takaful operations assets	3,343	3,546	1,123
Deferred policy acquisition costs	8,600	5,324	7,725
Reinsurers/ retakaful share of unearned premiums/ contributions	91,781	74,197	65,174
Prepayments and other assets, insurance/ takaful operations assets	4,772	3,510	5,066
Due from shareholders operations		3,324
Premiums/ insurance receivables/takaful contributions receivable, net	115,611	102,145	111,731
Reinsurers/ retakaful share of outstanding claims/ benefits, net	84,171	75,797	71,834
Deferred excess of loss premiums	969		934
Investments held at fair value through statement of income, insurance/ takaful operations assets	35,837	38,013	34,424
Cash and cash equivalents, insurance/ takaful operations assets	67,338	58,511	36,736
Other assets, insurance/ takaful operations assets			2,966
Total insurance/ takaful operations assets	412,422	364,367	337,713
Shareholders assets [abstract]
Goodwill	43,775	43,775	43,775
Statutory deposit	20,000	20,000	20,000
Prepayments and other assets, shareholders assets	12,961	13,343	12,188
Investments held at fair value through statement of income, shareholders assets	55,070	58,493	44,657
Time (Murabaha) deposits, shareholders assets	94,460	132,082	117,190
Available-for-sale investments, shareholders assets	1,932	1,932	1,932
Other receivables, net	1,990	1,855	1,359
Due from insurance/ takaful operations assets	30,618	28,904	11,498
Cash and cash equivalents, shareholders assets	87,725	47,140	73,160
Total shareholders assets	348,531	347,524	325,759
Total assets	760,953	711,891	663,472
Liabilities and equity [abstract]
Insurance/ takaful operations liabilities and surplus (deficit) [abstract]
Insurance/ takaful operations liabilities [abstract]
Gross unearned premiums/ contributions	136,147	101,028	115,536
Unearned commission income	11,298	8,852	10,650
Employees end of service benefits, insurance/ takaful operations liabilities	8,563	8,411	7,511
Surplus distribution payable	4,859	9,185	7,518
Reserve for insurance/ takaful operations	2,574	3,089	1,839
Technical reserve for insurance/takaful operations	2,082	1,801	3,689
Due to shareholders operations	30,618	28,904	11,498
Due to related parties, insurance/ takaful operations liabilities			2,133
Reinsurers/ retakaful balance payable	66,380	64,807	44,323
Gross outstanding claims/ benefits including IBNR payable	117,388	107,270	104,276
Other technical reserves	-1,846	-1,846	-899
Accrued expenses payable, insurance/ takaful operations liabilities	7,484	10,720	21,025
Other liabilities, insurance/ takaful operations	26,875	22,146	8,614
Total insurance/ takaful operations liabilities	412,422	364,367	337,713
Total insurance/ takaful operations liabilities and surplus (deficit)	412,422	364,367	337,713
Shareholders liabilities and equity [abstract]
Shareholders liabilities [abstract]
Zakat payable	14,751	14,129	16,046
Income tax payable	2,583	2,372	4,038
Due to insurance/ takaful operations		3,324
Accrued expenses payable, shareholders liabilities	4,249	3,430	3,561
Other liabilities, shareholders liabilities	1,990	1,855	1,359
Total shareholders liabilities	23,573	25,110	25,004
Shareholders equity [abstract]
Equity attributable to owners of parent [abstract]
Share capital	200,000	200,000	200,000
Statutory reserve	32,946	32,438	29,745
Retained earnings (accumulated losses)	92,012	89,976	71,010
Total equity attributable to equity holders of company	324,958	322,414	300,755
Total shareholders liabilities and equity	348,531	347,524	325,759
Total insurance/ takaful operations liabilities, surplus (deficit) and shareholders liabilities and equity	760,953	711,891	663,472

[300200] Statement of insurance/ takaful operations, nature of expense

Start Date	2020-01-01	2019-01-01	Note No.
End Date	2020-03-31	2019-03-31	Note No.
Statement of insurance/ takaful operations [abstract]
Statement of insurance/ takaful operations and accumulated surplus (deficit) [abstract]
Income from insurance/ takaful operations [abstract]
Net premiums/ contributions earned [abstract]
Net premiums/ contributions written [abstract]
Gross premiums/ contributions written	97,093	93,041
Excess of loss expense	1,204	934
Reinsurance/ retakaful premiums ceded	56,699	45,655
Net premiums/ contributions written	39,190	46,452
Changes in unearned premiums/ contributions	35,119	38,270
Reinsurance/ retakaful share of unearned premiums/ contributions	-17,584	-13,544
Net premiums/ contributions earned	21,655	21,726
Reinsurance/ retakaful commissions	5,968	5,583
Investment income from insurance/ takaful operations, net	558	621
Fees and other income from insurance/ takaful operations	732	409
Total income from insurance/ takaful operations	28,913	28,339
Cost and expenses [abstract]
Net claims/ benefits incurred [abstract]
Net claims/ benefits paid [abstract]
Gross claims/ benefits paid	8,632	13,205
Reinsurance/ retakaful share of gross claims/ benefits paid	1,936	4,701
Net claims/ benefits paid	6,696	8,504
Changes in outstanding claims/ benefits including IBNR	10,117	-7,165
Changes in reinsurance/ retakaful share of outstanding claims/ benefits	-8,374	3,496
Net claims/ benefits incurred	8,439	4,835
Policy acquisition costs	4,035	3,963
Supervision and inspection fees	473	447
Depreciation/ amortisation, insurance/ takaful operations	373	382
General and administrative expenses, insurance/ takaful operations	7,442	6,749
Other underwriting expenses	334	397
Realised gain (loss) on investments held at fair value through statement of income	-32	36
Unrealised gain (loss) on investments held at fair value through statement of income	-1,918	325
Other cost and expenses	-917	2,064
Total cost and expenses	22,129	18,476
Surplus (deficit) for period from insurance/ takaful operations	6,784	9,863
Shareholders appropriation from insurance/ takaful operations surplus (deficit)	6,106	8,877
Net result for period from insurance/ takaful operations after shareholders appropriation	678	986
Policyholders share of accumulated surplus, at end of period	678	986

Start Date	2020-01-01	2019-01-01
End Date	2020-03-31	2019-03-31
Statement of shareholders operations [abstract]
Profit (loss) [abstract]
Income (loss) from continuing operations [abstract]
Shareholders appropriation of surplus (deficit) transferred from insurance/ takaful operations	6,106	8,877
Revenue [abstract]
Investment income	528	324
Income from murabaha/ time deposits	1,176	1,281
Realised gain (loss) on investments held as fair value through statement of income	-28	46
Unrealised gain (loss) on investments held as fair value through statement of income	-3,087	422
Total revenue	-1,411	2,073
Expenses [abstract]
General and administrative expenses, shareholders operations	282	285
Board of directors' remuneration	794	754
Other expenses	242	276
Total expenses	1,318	1,315
Income (loss) from continuing operations before zakat and income tax	3,377	9,635
Zakat expenses on continuing operations for period	622	1,292
Income tax on continuing operations for period	211	657
Profit (loss) from continuing operations	2,544	7,686
Profit (loss) for the period	2,544	7,686
Profit (loss), attributable to [abstract]
Profit (loss), attributable to saudi shareholders of company	1,781	5,380
Profit (loss), attributable to non-saudi shareholders of company	763	2,306
Earnings per share [abstract]
Basic earnings (loss) per share [abstract]
Basic earnings (loss) per share from continuing operations	0.13	0.38
Total basic earnings (loss) per share	0.13	0.38

Start Date	2020-01-01	2019-01-01
End Date	2020-03-31	2019-03-31
Statement of other comprehensive income, before tax [abstract]
Net result for period from insurance/ takaful operations after shareholders appropriation	678	986
Total comprehensive income (loss) for period	678	986

Start Date	2020-01-01	2019-01-01
End Date	2020-03-31	2019-03-31
Statement of other comprehensive income, before tax [abstract]
Statement of comprehensive income [abstract]
Profit (loss) for the period	2,544	7,686
Total comprehensive income (loss) for period	2,544	7,686
Total comprehensive income (loss) attributable to [abstract]
Total comprehensive income (loss), attributable to saudi shareholders of company	1,781	5,380
Total comprehensive income (loss), attributable to non-saudi shareholders of company	763	2,306

[300600] Statement of cash flows, indirect method, insurance operations

Start Date	2020-01-01	2019-01-01	Note No.
End Date	2020-03-31	2019-03-31	Note No.
Statement of cash flows, indirect method [abstract]
Statement of cash flows, insurance/ takaful operations [abstract]
Cash flows from (used in) operating activities, insurance/ takaful operations [abstract]
Net result for period from insurance/ takaful operations after shareholders appropriation	678	986
Adjustments to reconcile net income to net cash from insurance/ takaful operations after shareholders appropriation
Adjustments for depreciation, insurance/ takaful operations cash flow	382	382
Adjustments for employees end of service benefits	354	337
Adjustments for allowance for doubtful receivables	-683	918
Adjustments for (gains) losses on disposal of available-for-sale investments	32	-36
Other adjustments to reconcile net income to net cash from insurance/ takaful operating activities	1,932	-305
Total adjustments to reconcile net income to net cash from insurance/ takaful operations after shareholders appropriation	2,017	1,296
Changes in operating assets and liabilities [abstract]
Adjustments for decrease (increase) in premium receivables, net	-12,782	-40,906
Adjustments for decrease (increase) in prepayments and other assets	-1,262	-1,242
Adjustments for increase (decrease) in outstanding claims including IBNR	10,117	-7,165
Adjustments for increase (decrease) in reinsurers/ retakaful balance payable	1,572	6,431
Adjustments for increase (decrease) in accrued expenses and other liabilities	2,601	5,372
Adjustments for decrease (increase) in reinsurers/ retakaful share of outstanding claims, net	-8,374	3,496
Adjustments for decrease (increase) in deferred policy acquisition costs	-3,277	-3,420
Adjustments for decrease (increase) in unearned commission income	2,446	3,539
Adjustments for movement in gross unearned premiums/ contributions	35,119	38,270
Adjustments for reinsurance/ retakaful share of unearned premiums/ contributions	-17,584	-13,544
Adjustment for changes in other technical reserves	281	-354
Adjustment for changes in other reserves	-514	1,500
Adjustments for other changes in operating assets and liabilities, insurance/ takaful operations cash flow	-968	-934
Total changes in operating assets and liabilities	7,375	-8,957
Net cash flows from (used in) insurance/ takaful operations	10,070	-6,675
Other inflows (outflows) of cash classified as operating activities, insurance/ takaful operations cash flow	-5,205	-232
Net cash flows from (used in) operating activities, insurance/ takaful operations	4,865	-6,907
Cash flows from (used in) investing activities, insurance/ takaful operations [abstract]
Purchase of investments, insurance/ takaful operations cash flow	7,143	2,449
Purchase of available-for-sale investments, insurance/ takaful operations cash flow	-7,369	-4,413
Purchase of property and equipment, insurance/ takaful operations cash flow	180	127
Net cash flows from (used in) investing activities, insurance/ takaful operations	46	1,837
Cash flows from (used in) financing activities, insurance/ takaful operations [abstract]
Adjustments for decrease (increase) in due from shareholders operations	1,714	-33,536
Adjustments for increase (decrease) in due to shareholders operations	3,324	3,421
Other inflows (outflows) of cash classified as financing activities, insurance/ takaful operations cash flow	-1,122	-1,122
Net cash flows from (used in) financing activities, insurance/ takaful operations	3,916	-31,237
Increase (decrease) in cash and cash equivalents before effect of exchange rate changes	8,827	-36,307
Net increase (decrease) in cash and cash equivalents	8,827	-36,307
Cash and cash equivalents at beginning of period	58,511	73,043
Cash and cash equivalents at end of period	67,338	36,736

Start Date	2020-01-01	2019-01-01
End Date	2020-03-31	2019-03-31
Statement of cash flows, indirect method [abstract]
Statement of cash flows [abstract]
Cash flows from (used in) operating activities [abstract]
Net profit (loss) for period [abstract]
Income (loss) from continuing operations before zakat and income tax	3,377	9,635
Net profit (loss) for period (before zakat expenses and income tax)	3,377	9,635
Adjustments to reconcile profit (loss) [abstract]
Adjustments for unrealised loss (gain) on investments held as fair value through statement of income, shareholders cash flow	3,087	-422
Adjustments for realised loss (gain) on available-for-sale investments, shareholders cash flow	28	-46
Total adjustments to reconcile profit (loss)	3,115	-468
Changes in operating assets and liabilities [abstract]
Adjustments for decrease (increase) in prepayments and other assets, shareholders assets	382	-315
Adjustments for decrease (increase) in other assets	819	898
Total changes in operating assets and liabilities	1,201	583
Net cash flows from (used in) operations	7,693	9,750
Net cash flows from (used in) operating activities	7,693	9,750
Cash flows from (used in) investing activities [abstract]
Purchase of investments	9,253	3,177
Proceeds from sales of investments	9,561	5,726
Purchase of term deposits investments	-37,622	37,722
Net cash flows from (used in) investing activities	37,930	-35,173
Cash flows from (used in) financing activities [abstract]
Due to reinsurance/ retakaful operations	1,714	-33,536
Other inflows (outflows) of cash	-3,324	-3,421
Net cash flows from (used in) financing activities	-5,038	30,115
Increase (decrease) in cash and cash equivalents before effect of exchange rate changes	40,585	4,692
Net increase (decrease) in cash and cash equivalents	40,585	4,692
Cash and cash equivalents at beginning of period	47,140	68,468
Cash and cash equivalents at end of period	87,725	73,160

[400100] Notes forming part of accounts

English [member]

Note No.

Start Date

2020-01-01

End Date

2020-03-31

Notes forming part of accounts [line items]

Disclosure of notes and other explanatory information [text block]

Disclosure of general information about reporting entity [abstract]

Disclosure of general information about reporting entity [text block]

We have reviewed the accompanying interim condensed statement of financial position of
CHUBB Arabia Cooperative Insurance Company (A Saudi Joint Stock Company) (“the Company”) as at March 31, 2020, and the related interim condensed statements of income and comprehensive income, interim condensed statements of changes in equity and cash flows for the three month period then ended, and the related notes which form integral part of these interim condensed financial statements. Management is responsible for the preparation and presentation of these interim condensed financial statements in accordance with International Accounting Standard (“IAS”) 34, ‘Interim Financial Reporting’ as endorsed in the Kingdom of Saudi Arabia. Our responsibility is to express a conclusion on these interim condensed financial statements based on our review.

Disclosure of basis of preparation of financial statements [text block]

Basis of presentation

The interim condensed financial statements of the Company as at and for the period ended March 31, 2020 have been prepared in accordance with International Accounting Standard 34 Interim Financial Reporting (“IAS 34”) as endorsed in the Kingdom of Saudi Arabia.

The interim condensed financial statements of the Company as at and for the period ended March 31 , 2019, were prepared in compliance with the IAS 34 and the International Financial Reporting Standards (“IFRS”) respectively, as modified by SAMA for the accounting of zakat and income tax (relating to the application of IAS 12 – “Income Taxes” and IFRIC 21 – “Levies” so far as these relate to zakat and income tax) and the Regulations for Companies in the Kingdom of Saudi Arabia.

On July 23, 2019, SAMA instructed the insurance companies in the Kingdom of Saudi Arabia to account for the zakat and income taxes in the statement of income. This aligns with the IFRS and its interpretations as issued by the International Accounting Standards Board (“IASB”) and as endorsed in the Kingdom of Saudi Arabia.

Accordingly, the Company changed its accounting treatment for zakat and income tax by retrospectively adjusting the impact in line with International Accounting Standard 8 Accounting Policies, Changes in Accounting Estimates and Errors (as disclosed in note 4) and the effects of this change are disclosed in note 13 to the interim condensed financial statements.

The interim condensed financial statements are prepared under the going concern basis and the historical cost convention, except for the measurement at fair value of available-for-sale investments and end-of-service benefits on present value. The Company’s interim condensed statement of financial position is not presented using a current/non-current classification. However, the Company’s interim condensed statement of financial position is presented in order of liquidity. Except for property and equipment, intangible assets, statutory deposit, goodwill, accrued income on statutory deposit, held to maturity Sukuk, end-of-service indemnities and accrued commission income payable to SAMA, all other assets and liabilities are of short-term nature, unless, stated otherwise.

As required by the Saudi Arabian Insurance Regulations, the Company maintains separate books of accounts for Insurance Operations and Shareholders’ Operations and presents the financial information accordingly. Assets, liabilities, revenues and expenses clearly attributable to either activity are recorded in the respective accounts. The basis of allocation of expenses from joint operations is determined and approved by the management and the Board of Directors.

The interim condensed statement of financial position, statements of income and statement of comprehensive income and cash flows of the insurance operations and shareholders’ operations which are presented in note 20 of the financial statements have been provided to comply with the requirements of the guidelines issued by SAMA implementing regulations. SAMA implementing regulations require the clear segregation of the assets, liabilities, income and expenses of the insurance operations and the shareholders’ operations. Accordingly, the interim condensed statements of financial position, statements of income, comprehensive income and cash flows prepared for the insurance operations and shareholders operations as referred to above, reflect only the assets, liabilities, income, expenses and comprehensive gains or losses of the respective operations.

In preparing the Company-level financial statements in compliance with IFRS, the balances and transactions of the insurance operations are amalgamated and combined with those of the shareholders’ operations. Interoperation balances, transactions and unrealised gains or losses, if any, are eliminated in full during amalgamation. The accounting policies adopted for the insurance operations and shareholders’ operations are uniform for like transactions and events in similar circumstances.

The interim condensed financial statements do not include all of the information required for full annual financial statements and should be read in conjunction with the annual financial statements as of and for the year ended December 31, 2019.

Amounts in this interim condensed financial statements are expressed in Saudi Arabian Riyals (SR).

(b) Seasonality of operations

There are no seasonal changes that may affect insurance operations of the Company.

The preparation of condensed interim financial statements requires management to make judgments, estimates and assumptions that affect the application of accounting policies and the reported amounts of assets and liabilities, income and expense. Actual results may differ from these estimates.

In preparing these condensed financial statements, the significant judgments made by management in applying the Company’s accounting policies and the key sources of estimation uncertainty including the risk management policies were the same as those that applied to the annual financial statements as at and for the year ended December 31, 2019.

Disclosure of accounting framework used in preparation of financial statements [text block]

Based on our review, nothing has come to our attention that causes us to believe that the accompanying interim condensed financial statements of CHUBB Arabia Cooperative Insurance Company are not prepared, in all material respects, in accordance with IAS 34, ‘Interim Financial Reporting’ as endorsed in the Kingdom of Saudi Arabia.

Disclosure of summary of significant accounting policies [abstract]

Description of accounting policy for cash and cash equivalents [text block]

CASH AND CASH EQUIVALENTS

Insurance operations

	March 31, 2020 SR	December 31, 2019 SR
	(Unaudited)	(Audited)
Cash in hand	20,000	-
Cash at banks - Current accounts	20,799,660	14,073,914
- Time deposits	46,518,507	44,436,980
	67,338,167	58,510,894

Shareholders’ operations

	March 31, 2020 SR	December 31, 2019 SR
	(Unaudited)	(Audited)
Cash at banks - Current accounts	87,725,278	2,607,805
- Time deposits	-	44,532,309
Total	87,725,278	47,140,114
Total cash and cash equivalents	155,063,445	105,651,008

[100010] Filing information	[200100] Independent auditors report	[300100] Statement of financial position, order of liquidity
[300200] Statement of insurance/ takaful operations, nature of expense	[300300] Statement of shareholders operations, nature of expense	[300400] Statement of other comprehensive income, before tax, insurance operations
[300500] Statement of other comprehensive income, before tax, shareholders operations	[300600] Statement of cash flows, indirect method, insurance operations	[300700] Statement of cash flows, indirect method, shareholders operations
[300800] Statement of changes in equity	[400100] Notes forming part of accounts